ARTICLE 1 — NAME AND LOCATION

The name of the group shall be DRUMVALE RIVERVIEW WELFARE GROUP. Registered under the Ministry of Labour and Social Protection of Kenya. Non-profit, non-partisan, and non-denominational.

ARTICLE 3 — OBJECTIVES

• Provide welfare support during bereavement.
• Foster savings and collective investment.
• Promote education and award bursaries.
• Enhance security and social cohesion.
• Undertake community development projects.

ARTICLE 5 — FEES & CONTRIBUTIONS

Registration fee: Ksh 100 (once-off). Joining contribution: Ksh 2,000 (once-off). Monthly welfare contribution: Ksh 500.

ARTICLE 7 — GOVERNANCE

Elected Executive Committee: Chairperson, Vice-Chairperson, Secretary, Treasurer, and three Ordinary Members. Term: 2 years.

ARTICLE 9 — MEETINGS

AGM: February and September annually. Special General Meetings: 3 days' notice for urgent matters.

ARTICLE 21 — WELFARE BYLAWS

Contributions: Ksh 300 (nuclear) | Ksh 500 (principal) | Ksh 200 (parents). Payouts: Ksh 60,000 (nuclear) | Ksh 100,000 (principal) | Ksh 30,000 (parents). Deadline: 7 days from announcement. New members: 2-month waiting period.

ARTICLE 23 — LOANS

Loans from members' savings at 10% interest, 3-month term. Qualifies after 6 months of saving. Vetted by loan committee.

ARTICLE 25 — RESIGNATION

Members may resign immediately. Receive 80% of savings. Members with arrears in more than 3 cases are automatically removed from welfare register.

1. Introduction

Drumvale Riverview Welfare Group ("the Welfare") is committed to protecting the privacy and personal information of all members. This Privacy Policy explains how we collect, use, store, and protect your personal data in accordance with the Data Protection Act, 2019 (Kenya).

2. Information We Collect

We may collect: full name, National ID/Passport number, date of birth, gender, postal and physical address, mobile phone number, email address, next of kin details, children/dependants information (where applicable), and membership and welfare contribution records.

3. Purpose of Collecting Information

Your information is collected solely for processing membership applications, maintaining accurate membership records, managing welfare activities and communication, processing member benefits and assistance, and meeting legal and governance obligations.

4. Data Security

The Welfare protects your information through password encryption using bcrypt, secure HTTPS encryption, secure cloud storage, role-based access controls, and regular security monitoring.

5. Access to Your Information

Sensitive information is accessible only to authorized administrators, including the Chairperson and designated Super Administrators. Regular members cannot access other members' confidential information.

6. Sharing Information

The Welfare does not sell or share members' personal information except where required by law, with the member's consent, or to protect the Welfare's legal interests.

7. Member Rights

Members have the right to access their personal information, request correction of inaccurate information, withdraw consent where legally applicable, and request deletion where permitted by law.

8. Contact

Questions regarding privacy should be directed to the Chairperson or System Administrator of Drumvale Riverview Welfare Group.

By creating an account or using this website, you agree to the following:

1. Accuracy of Information

Information provided must be accurate and truthful.

2. Account Security

Members are responsible for keeping their login credentials confidential.

3. Verification

The Welfare reserves the right to verify information submitted.

4. Acceptable Use

Members shall not misuse the website or attempt unauthorized access.

5. Account Suspension

The Welfare may suspend accounts used fraudulently or in violation of these Terms.

6. Data Processing

Personal information will be processed in accordance with the Privacy Policy.

7. Changes to Terms

The Welfare may update these Terms from time to time, and continued use of the website constitutes acceptance of the revised Terms.